No. of Recommendations: 0
A couple things:

First, it doesn't have to be an all or nothing decision. If you think it might be a good idea (and depending on if there is a transfer fee or not), consider repaying back only your highest interest late loan.
You won't save as much by the transfer but you also won't have as much to lose if there ends up being a problem.

Second, (and consult a tax person on this), I believe that you can still deduct interest paid for student loans even if they are on a credit card. I remember the caveat being that the card had to be completely dedicated to elgible education expenses. Meaning that if just one item purchased on the card wasn't elgible you lose the option, but provided that all the charges where elgible you would be fine. This may be harder if you have to make a purchase each month and are no longer in school. Again, I'm not a tax expert, you should doublecheck but I think it's true.
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