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A debit card usually does not require a credit application approval, so it probably won't appear on a report. On that part, you're probably right.

Usually is right. I was denied a debit card because of information in my credit report. (I've heard of this happening to others too.) Seems really silly since a debit card is a glorified ATM card and, as far as I know, has nothing to do with credit at all. The bank that denied me a debit card handed me one without my asking when they swallowed up my bank a couple months later.


Ms Joe
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