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A different rewards card.

http://personal.fidelity.com/products/checking/content/mcplatplus.shtml.cvsr

No annual fee. 2% of absolutely every purchase goes into a linked 529 college savings account. You have to set up a 529 account with fidelity and deposit $50 per month into the account. I use it to pay my cable bill, phone bill and everything else. $1500 maximum contribution per year.
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