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This is a question that encompasses a few different facets of retirement all in one shot! If one works for a small company(less than 5 persons in employment-who(what entity) would administer their retirement plan(if they decided to offer one)? How would the company decide on the length of time it takes for its employees to become fully vested? Finally, what would be the most suitable retirement package for this size company, e.g., 403b, Keough, etc.? Thanks for any/all suggestions.
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