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A few years ago we had a deposit at our shop that was 20 or so checks. We found that we had added it wrong and it should have been 9+ dollars more. We called the bank and they said that any deposit with a less than 10 dollar error they just used the amount we said it was and put the rest in a short/over account.

I called the other 2 banks in our town and their deposit error adjustment was anything less than 15 dollars! I was shocked. They did explain that if I had added them and my deposit had been 9+ dollars short they would have used my amount. It just wasn't cost effective to look for the error.

It crossed my mind that I could have addition errors of a plus under 9 dollars more often and reap the benefits. When I mentioned this to the bank manager, she said that would trigger an odd occurrence and it would have been investigated.

Now they run the checks through a machine at the bank so deposit errors are found at the time of the deposit.
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