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Well - It happened. I received the check from my grandmother's will. I decided what I needed for my emergency fund, what I needed to pay off a small remainder on my cc. An amount for donation, and an amount for spending on things now. The rest all went to the loan. It has doing this takes 7 years off my payments and if I calculated right - nearly 15,000 off in interest.

Sad to see it "gone", but at least this way, Grandma got to help me pay for college and I am 7 years closer to being out from under this debt. December 2008 - can't wait to see ya!

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