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A Keogh or a SEP IRA(Simplified Employer Plan not SEPP - Series of Equal Peodic Payments)will not defer most of your $15,000 Sch. C income. A SIMPLE IRA plan would allow the deferal of $7000 plus $500 catch up this year with low administrative cost and maximum choice of investment opportunities. A 401k could reduce SE taxes and defer the complete $15,000, but has more administrative expense. One person 401k are considerably cheaper to run than a larger plan, so this is still a practical option.
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