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Was sitting around the house with my wife yesterday, contemplating our retirement--which is still at least 30 years off--when we both realized we had absolutely no idea in what form we would receive our 401(k) monies. Being too lazy to track down our plan details, I ask here, is there a standard payout method? lump sum? some type of yearly or monthly annuity? at 65? at 70? at 112?
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