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About a million would probably do it, I think -- though it would depend on my age. The younger I was, the more I'd need to have to "go for it."

I should also add that my wife starts a new job at a travel agency today, something she's been working toward for over a year now. If she enjoys her job enough to want to keep going, we could probably get by on a bit less than that.

It also depends, of course, on the tax treatment of said nest egg. If I had $750-800K in a Roth, it would be roughly as good as a million in the 401(k) or conventional IRA.

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