No. of Recommendations: 26
Although I've been a registered "fool" for a few years, I've not posted until recently. Unfortunately my entreé here was a summary of the clearly debatable issue of credit "repair."

Although I fully expected a debate on the merits, ethics, and morality of challenging negative but correct credit report tradelines, I didn't expect (and maybe I should have) the ad hominem attacks which followed. Among other things I was pronounced a likely adulterer, a thief, and scum -- three epithets which (I am grateful to report) aren't accurate.

Before I simply go away, I would like to ask a few questions of anyone who is willing to take the time to reply.

1) Am I being overly sensitive about this? My wife just told me not to let a bunch of strangers on a computer bulletin board ruin my day, lol. On the other hand, if I would like to participate in this community, shouldn't I accord some import to the judgments of my peers here?

2) Are the bad feelings I have inspired fairly universal among this group? (If yes, I suppose the answers to question 1 are inconsequential because I clearly should just leave now, lol.)

3) Is it typical for participants here to engage in name-calling when they disagree like that? Surely, I'm not a special case. (I just read this to my wife, lol, and she said, "Yes you are sweetie. You're a special case of narcissism. It's all about you.") Seriously, doesn't anyone here see the scumminess associated with name-calling and attacking others? Or do I -- as someone who acknowledged challenging negative but correct credit report items -- have a lock on scumminess?

4) We are all paid participants here. I bought a two-year membership earlier this year when the Gardner brothers offered that special. As a long fan of The Motley Fool, and as a paying customer as well, am I seriously unwelcome here?

I guess that's it. I certainly did not ask for praise. Indeed, I knew that my posting would inspire debate, but I hoped that it would help someone regardless. What I did not expect were the personal insults and wild speculations about other areas of my life.

Print the post  


UGC Disclosure Notice Regarding Credit Card Posts
Community board discussions about credit cards are not provided or commissioned by banks who may have advertising relationships with The Motley Fool. Responses have not been reviewed, approved or otherwise endorsed by the bank advertiser. It is not the bank advertiser's responsibility to ensure all posts and/or questions are answered.
TMF Credit Center
The Motley Fool Credit Center arms you with real tools and simple messages, that will help you in every credit situation.
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.