No. of Recommendations: 3
SO and I worked out a new plan to pay off our debt this past weekend. From the looks of it, we can be CC debt free in one year, and car loan debt free in three. Yay! All cards are in the freezer, though I am contemplating burying them under the house. ;)

We've worked out a good snowball plan using the snowball calculator, and he's really excited about watching our progress each month (I'm so glad he's finally on board!). We will have monthly meetings to determine if we are still on track, and if not to figure out why and correct it. I've worked in some rewards to keep our spirits up as well.

I printed out the monthly breakdown and snowball calc numbers and dated them. Should we do a new calculation each month and compare against previous months, or do most of you use an original debt countdown (adding in extra payments as you can make them in the extra payment column)? Does that make sense?


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