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I am interested in opening a checking account with an online bank which offers the following:

Free Bill Payment, Not much minimum balance requirement, High Interest paid on balance, and offers Bonus on opening account.

I have located everBank (it basically offers everything that I am looking for...but for the $1500 minimum balance required and also was not able to find any bonus for opening an account.)

Also would also like to know if any of these banks offer balance transfer as provided by ING Direct i.e. depositing/withdrawal of money from my checking account in bank X to INGDirect online instead of by mail and vice versa.

Appreciate your help in finding such a bank.
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