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Actually, I did take out all the loans I could. (Well, the subsidized ones, anyway. I had no interest in paying interest.) Then we invested the funds in interest bearing accounts under the business name until repayment time came, at which time I paid everything back and kept the interest differential.

As for the GI bill, you're only an independent veteran if you come from active duty. Reservists are dependents yet still GI-bill eligible.
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