No. of Recommendations: 4
Actually, I'm less concerned that they will change it, than that it simply cannot survive. It is a pyramid scheme, and it's rapidly running out of money. The money that you and I put into it was spent long ago, supporting our parents. When it's our turn, there is very likely not going to be enough money available to go around, and even our government can't get blood from a stone. (Although the IRS is well-known for trying.)

Regards,
holzgrafe
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