No. of Recommendations: 0
After 9 years, you will only have 12 years of growth in the Roth. I am assuming the 401K has been around a lot longer and is sizeable. You may want to consider pacing your distributions so that you plan to tap the 401K on retirement, Roth in say 20 years when she is around 70. That way you can have the time to take a more agressive approach than you might if trying to preserve funds for the shorter term.
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