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I have a tax question on a withdrawal from my 401K. I have asked the trustee of the 401K and called the IRS and have not gotten an answer that makes sense. I have always filled out my own taxes so I don't have a CPA but I may have to get one this year.

I calculated my taxes as far as possible and it came out I could draw up to $22,000 from my 401K without paying any tax on my Social Security.
I don't know how to ask this without giving the amounts.

From my latest 401K Account Statement:
Employee After-Tax $72,087.39
Pre-87 After-Tax Contributions $ 4,680.00
Post-87 After-Tax Contributions $ 840.00
Total Non-Taxable Contributions $ 5,520.00

I withdrew $22,000 from my 401K. On the statement that came with it.
Value of Total Distribution $22,000.00
Federal and State Taxes were withheld
After Tax Contribution $ 4,864.09

My question is if the $4,864.09 is taken off on the $22,000 Distribution, or will I only take a percentage of it off this year. If I must take it all this year then I could take more money out this year without paying tax on my SS.

Thank you in advance for any help you can give me.

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