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Ah, I should have mentioned this. The real estate agent did pull comparables and is thinking the house has a "market value" of around 310-315. But that's looking at sales from April through September. With all that's happened in the economy since September, is the value really lower? Actually, the value isn't what we're worried about. We do think what the realtor says is fair. We could afford the 315 but would rather pay less than more (who wouldn't). My thinking is that the realtor wants to sell a house and is therefore encouraging us to offer what's fair not what's the least possilble number.

Any other input? Is it crazy to think that we can "get a bargain"?
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