No. of Recommendations: 1
AJ- First thank you very much! Second, I want to argue a little, but I feel like I might eventually, one day, say you were right.

Some of that post isn't smart right now, but I was smarter than my parents when I was twelve.

An emergency fund actually sounded like a good idea to me a while back, but the more my eyes open up the less I see the sense in it right now, unless someone wants to pay me > 17% on that money. It seems like a Dave Ramsey psychological win thing that isn't really financially the best. I would think that most savvy people would say that it isn't the best idea just like getting a large tax refund isn't the best idea.

New guys. Sheesh! ;)
Walstib
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