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"You know, these returns are always a lot more impressive when you list the investments first and post the results later."


I have no crystal ball, so I cannot predict which ones will necessarily do well, depending on your objective, be that growth, dividends or what. As I said, too, I change and adjust my investments as time goes by, and as circumstances change, so I have no way of predicting up front which ones will go up or down.

Again, if people want to maximize their returns they have to do the work of looking into equities or funds or whatever, and then follow these as time goes by, perhaps changing them if it seems appropriate.

They should NOT make changes willy-nilly, obviously, not the least because there are usually commissions, and those can add up!

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