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All good points, Kingran. We have no idea where the bottom is here, and big stocks continue to rise (incredibly!). As I've said before, I think we've got a lot of time here, and no need to be in a rush. Small caps are being hammered, but that won't stop them from getting hurt even more.

We're in a recession now, and it's path-dependent. We can't just go back to the way things were by throwing money at it. Some businesses are permanently closed, and they're not coming back, so that's a huge drag to future growth numbers. So I think it's case of normalcy bias. We'll see as the numbers start rolling in and the realization that this is not some weather event that will be over in a quarter or even two.

Yes, FFNW was a one-time rec of Special Ops. We did decently on it.

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