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All I know is that once I leave my company sponsored Medigap supplemental insurance, I can never get back in. So I have remained.

But I do think I should do some homework to see if there could possibly be anything better out there.

I don't know what Captitation is...never heard of it. But you say now it is going away next year.

If you have significant health issues, you probably should stay away from Medicare Advantage, because in most parts of the country there are significant restrictions on hospitals and docs on their approved list. It sounds to me like you've probably got a decent deal overall with your company plan. They pay for your Medigap, and that's not peanuts. Anyway, good luck in your hunt for better coverage.
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