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All of you should read Debt Proof Living: The Complete Guide to Living Financially Free. Author, Mary Hunt discusses how to get out of debt, preventing debt, and how to rid yourself of those nasty credit card offers. (Which are kicked out by the credit bureaus to entice you into getting back into debt.) I LOVE THIS BOOK!!!!

Good Luck to all of you! My husband and I are currently slaves to debt but with the help in this book and a debt management program, we will be debt free in 45 months or less!
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