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All the advise you've gotten is right on. I'd only add that P1 should contact all 3 reporting agencies and have their credit "frozen" or "alerted." It's a pain to have to go through if P1 needs credit in the immediate future, but it sounds like he/she has enough problems already that this shouldn't be much more of a burden. Here's some info from Clark Howard (I just happen to also be surfing his site right now!) on how/what to do.

http://clarkhoward.com/topics/credit_freeze_states.html

I understand what you are trying to protect P1 from-P2 opening new credit under P1's name and then walking away from it. Already-open credit will show up on his/her credit reports and can be dealt with with the individual companies. Freezing or putting a tag on P1's credit reports should prevent any new credit lines being opened w/out P1's knowledge/permission, even by P2.

Community property doesn't just mean assets, it's also community debt in many (most?) states. Good luck.
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