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All three names are on the account. Up until last week, they were Joint Tenants with Rights of Survivorship (JTWROS)..
They just did a minor address change. However, Computershare now has it as JT TEN. No one requested that change.

Is this a problem - blacktreechaser


Yes. If Compushare has made such a change without your authorization or providing any sort of explantion, that is a BIG problem.

That aside, this short article does a pretty good job of comparing the two types of ownership.

What's the Difference Between Joint Tenants with Survivorship and Tenants in Common?

When two or more people own property like a home, either as joint tenants or tenants in common, each individual owns a share (or interest) of the entire property. This means that specific areas of the property are not owned by any one individual, but rather shared as a whole. While joint tenants with survivorship are similar to tenants in common in many ways, particularly the right of possession with respect to the property, there are some important differences with respect to what happens when a co-owner dies.

This article covers the basic differences between joint tenants and tenants in common, and how survivorship is treated by each type of tenant classification. See FindLaw's Probate section, including Avoiding the Probate Process, to learn more.

... more at link
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