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Thanks for posting. Sounds like you guys will do fine because of your preparation. It is great to take advantage of the reduced savings as you get older. I save at the local grocery stores, some clothes stores and hotels because I am 55+.

Just read an article that most people retire before they had planned to. I am currently planning to transition from working full time in another 2 years (I'll be 59 1/2). At that point, might do short-term contract work.

But who knows whether or not things will go as planned?

Your experience reinforces that it is best to aim high with retirement savings; but have a plan 'b' to retire with less (just in case).
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