No. of Recommendations: 0
I have a son who is a responsible junior in high school. In order to not have to hand him cash for each outing, I recently got him a cash card from the bank with a fixed amount to last the year. He used it very infrequently. Last month just before he went out, I had him check the balance and found out it was wiped out. He accounted for each use and we figured out by visiting the card history online that someone used the card number at a TJ Maxx in a different state.

We went in person to the local bank and filed a report. I was able to document that the card was kept in the house, and the time of use at TJ Maxx occurred during the weekday when my son was in school. So we got a credit for the stolen amount, which resolves that issue.

I was very irritated that a bank issued cash card had no chip protection, and could be used as a credit card with no pin required. In fact we figured out the number was probably stolen at a movie theater where they take the card behind the plastic shield and did not ask for a pin.

My question for the board: Do you have a recommendation for a cash card that does have some protection from card number theft, or an alternate to a cash card for a young person?

A. Simpatico
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