No. of Recommendations: 3


http://www.altruahealthshare.org/

From their website:

We are Altrua HealthShare. We're not health insurance; we're a Healthshare: a non-profit medical expense sharing program.

Because we're not health insurance we can offer our members lower monthly costs-typically 40-60% LESS than they were paying for health insurance-AND provide MORE options and service than they were receiving.



Upside: reasonable premiums

Downside:
- You might not meet their 'clean living' eligibility factor.
- $1 million lifetime cap (this is low)
- Hard to determine viability of this organization--it's not health insurance--but a non profit health sharing organization.



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