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Although I don't have a lot of free time these days, I was able to read a bit about ETF's and specifically Growth ETF's, among some other types.

I have another question(s). How does the growth fund option discussed above compare to a Roth IRA invested in a growth fund? As I understand it, a Roth IRA is funded with after tax dollars, but can be withdrawn "tax free" at retirement. Would this be similar to investing in an exchange traded growth fund? Both are funded with after tax dollars, correct? Also, I don't know all the details about tax laws, but what are the chances of the capital gains rate being increased in the 30 years or so I have to go? I suppose that is like trying to guess what the next president's hair color will be.

Thanks again.

ATTA
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