No. of Recommendations: 3
Although there are many many ethical brokers out there, there's a huge conflict of interest that goes along with commissions. Many ethical brokers read the literature and convince themselves that the funds they are pushing are the best, that you DO get a benefit for the extra costs.

Of course, they are wrong... so you should avoid them like the plague. If you have to have professional advice, find a fee-only advisor... His or her interest will only be to get you in the best possible funds, not the best possible funds on his or her commission list.
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