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No. of Recommendations: 3

An insurance company cannot stick a gun in your ear and say, "This is the way it's going to be."

An insurance company cannot tell you, "I am altering the deal. Pray I don't alter it any further."

Seriously, if you truly believe this, I’ve got a nice bridge for sale...

Technically, you are correct. However, insurance coverage is governed by state laws and legal precedents that can supersede policy provisions. Some policy provisions are confusing, and if they are truly not clear are supposed to be interpreted in favor of the policy holder. Getting there, however, can be tricky and expensive though.

Works in insurance.
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