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And btw I am over here cuz I got sick and tired of the "group think" on some of the other boards. I don't want to start this over here now.

I think you will find that there are many similar opinions on these boards -- when it comes to personal finances, anyway -- because those opinions tend to function well when tested in the real world.

Although this board has a slightly different focus than those others, there is a similar underlying set of themes that have been shown to be effective, and which will come up over and over.

ThyPeace, Read back on the board and you'll find some of the common themes very easily.
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