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And please don't forget that low/moderate income taxpayers with fairly simple returns (including itemizing deductions and reporting capital gains/losses) can obtain FREE return preparation and filing (including e-filing) assistance from TCE and VITA volunteer counselors located in many community or senior centers, libraries, etc. The counselors go through annual training and must pass a test in order to be certified by the IRS. TCE and VITA are supported in large part by the IRS, and the AARP Foundation sponsors a number of TCE sites through its Tax-Aide program.

These volunteer counselors may offer good suggestions on minimizing taxes in the coming year.

Karl Pearson, Tax-Aide, Los Gatos, CA
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