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Andrew responds, "I could pare it down even further if I were willing to get a cheaper apartment, of which there are plenty. But I think I'll stay put in my current place, at least for as long as I can."

You could pare it down even further if you ate out less often and cooked more at home. I know that's not your thing but that's what I'd do. Probably by a couple thousand dollars. Of course that is one of the attractions of living in Downtown Chicago is getting to eat out at different restaurants.

I just like to cook and like my own food and I'm a horrible cheapskate. Most women wouldn't put up with me. It's amazing my wife is so understanding and accepting of my idiosyncrasies.

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