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Apparently, he doesn't know that both of these funds require at least $1K to start (in an IRA, $3K outside). Not much help.

I wish I could help you beccapooka but I managed to get enough together to start funding my IRA the first year, so I didn't have to research this. I don't know who has them for less than $1000, much less what the expense ratios are for small balances

Hi Pooka.

Try TIAA-CREF. They have a fund called the Equity Index (TCEIX) which is very much like VTSMX. I believe the initial minimum to open an IRA is $500. I have a roth there and am very pleased with the funds, the site and the service. (

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