No. of Recommendations: 3
Got the invitation and expecting the time to unfreeze my credit the entire process took less than 10 minutes. I did have to scan a government issued ID - used my Driver's License. I was given a credit limit and told my interest rate would be lower than any other card I have. (Maybe that is because I never take credit card loans and there were trying to entice me.)

There was no mention or indication of how I am going to pay my monthly balance.
No mention of the reported restriction on can not download data into Quicken.
I was given the offer to make the Apple Card my default - I declined.
I was told I would get a physical card in 4 to 5 weeks.

The process as typical for Apple was smooth and simple.

My plan is to use this card for a couple of items just to see how things work. As I have previously stated, I do not expect to use the Apple card until I can get my charges downloaded into Quicken.
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