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Are there any other ways to deposit money aside from snail mail and direct-deposit without incurring fees? And what if I choose to write checks instead of Bill-Pay? Is it a nuisance?

NetBank has a contract with a bunch of ATM operators who will accept deposits on Netbank's behalf and then forward the checks to NetBank. It's 1 or 2 days slower than sending in the mail yourself. Call up Netbank and ask them if they have any ATMs near you.

Writing checks is not a nuisance.

Just make sure you study the NetBank fee schedule and understand when each of the fees apply. There are some "land mines" but you should be able to avoid stepping on them with a bit of care. As a result of these fees I don't recommend NetBank to my friends any more.

You can inform Sharebuilder about your Netbank account number and they will be happy to suck money out of it.
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