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Are you saying I should look specifically for some kind of teacher's credit union?

No, not specifically, but credit unions don't operate as banks do. They are member owned, so they tend to be more responsive to their customers needs. If you get rejected by the loan officer, you can appeal to a panel of your peers and present your case.

Who notes that not all credit unions are the same, so if you don't have a satisfactory response from one, you can explore other CUs to which you have access...
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