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As a 39 year old who wishes to retire at age 60, Fools would suggest that you invest 100% in equities for now. Avoid bonds and fixed income investments until you get within 10 years of retirement.

As to where to invest, start looking at Vanguard. They have an excellent website. VFINX is the basic S&P 500 Index fund. But some prefer total market funds now as small cap stocks have done somewhat better than large caps recently.

At least half of your funds should be in index funds. The rest can be divided between up to 3 other funds selected for diversification. An internatioal fund, a growth fund, hot sector funds, REIT, selected blue chip stocks, etc can make up the rest. Once your get over about $50K in total assets, you can begin to add additional funds, but keep the number small to make it manageable.

On Edward Jones, they are a full service broker with many local offices. Don't expect them to offer you any no load mutual funds. And expect to pay full commissions on anything you buy. They are not a discount broker. The person you talk to face to face expects to get paid. And guess who pays them. The on line and 800 no services can be much more economical.
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