Skip to main content
No. of Recommendations: 0
Ask your HR manager. They will have your company's actuary make that calculation for you Haven't you ever read Dilbert? The evil Catbert LIVES. :-) Seriously, the HR dept. was one of my reasons for leaving.

I thought of doing that, but the answer seems so clear that I figured I was missing something. Hypothetically, let's say a 37 yr. old could take $11,750 now or $275/month starting Nov 2028. I did an IRR inputting the $11750 as a negative and then 3300/month from age 65 to 100, and got a rate of 5.44%. If said subject (& wife) gets hit by a bus at age 80 it drops to 4.17, so it certainly appears our friend should take the money and run. My theory is at age 37, aggressive investments are suitable which should beat the 5.44%
Print the post  


The Retirement Investing Board
This is the board for all discussions related to Investing for and during retirement. To keep the board relevant and Foolish to everyone, please avoid making any posts pertaining to political partisanship. Fool on and Retire on!
What was Your Dumbest Investment?
Share it with us -- and learn from others' stories of flubs.
When Life Gives You Lemons
We all have had hardships and made poor decisions. The important thing is how we respond and grow. Read the story of a Fool who started from nothing, and looks to gain everything.
Contact Us
Contact Customer Service and other Fool departments here.
Work for Fools?
Winner of the Washingtonian great places to work, and Glassdoor #1 Company to Work For 2015! Have access to all of TMF's online and email products for FREE, and be paid for your contributions to TMF! Click the link and start your Fool career.