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So I have a Roth IRA with Vanguard, invested in two funds right now. This is an almost brand new account. I have started to second-guess one of my fund selections, however, so I'm considering switching those assets to a different fund. Are there any costs/drawbacks that I should be watching out for?

I am thinking there are no costs or capital gains to worry about other than those normally associated with the fund I choose, since I am just moving around assets in a tax deferred account. True? Am I going to have to pay two "annual maintenance fees", even though I have been in the original fund for less than a week as of right now?

Any comments welcome. I asked basically the same question of Vanguard themselves, but would like an unbiased opinion as well.

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