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Assuming you are more than 10 years from retirement, Fools would usually suggest that you be 100% in equities. The basic one is an S&P 500 Index Fund, but some now prefer a Total Market Index fund (due to the better return offered by small caps in recent years).

This basic fund can be 100% of your assets, but as your assets grow and as you gain more experience most would diversify. That would mean keeping a minimum of 50% of your funds in that basic investment, but then dividing the rest among say 3 other funds or investments. Those should be selected from an international fund, a REIT fund, a hot performing sector fund, a growth fund, or carefully selected individual stocks. Conservative investors could include bonds, CDs, or other fixed income investments in this list.

As your assets grow past say a year's pay, you can add more investments. As you grow in experience, you will develop your own investment style. But keep the investments manageable considering the time you have available to watch them.
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