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Back again!

Thanks for all the input. ox6a74 - thanks for the thoughts on a spreadsheet. I need to develop one for myself. It seemed that someone would have worked out a generalized answer. They all start with "It depends on ... "

My instincts suggest that avoiding paying taxes as long as possible is the best route. I agree that the Congress will muck things up eventually to pay for current stupidity. A good friend once said: "Render unto Caesar that which is Caesar's - and NOT A PENNY MORE!!" I have followed that advice for years and will continue.

By the way, did anyone notice that my earlier comment on portfolio balance added up to 105%. I mistyped and sent it before I checked my arithmetic.

Cheers

DTDTDTDT
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