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I have just recently retired. I have an IRA and personal investment account. The IRA is significantly larger but both are substantial.

My question is which of the two should I draw from first?

The tax consequences of drawing from the IRA are greater because its all untaxed. Where as the tax on the personal account would only be on the profits.

Are there any other things I should considered in deciding on which to draw from at this early stage of my retirement?
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