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I thought BankDirect would be gone by now, sold off just like CompuBank. I'm surprised to see them still around, especially with the lower interest rates and high balance requirements/high fees.

Is anyone banking with BankDirect? Has anyone banked with them in the past? What do you think about them?
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I was hoping to stick it out with them, but am going to close it this month. They're the only bank that gives ATM rebates with no minimum balance. However I lost my ATM card and don't think it's worth it to get a replacement.
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I opened my first online account with BankDirect about three years ago. They had the best money market account package for me at the time - highest interest for no (or really low) minimum balance and no monthly fee. I closed it about a year later when they jacked up the minimum balance and resultant monthly fee for missing the balance.

I then switched to NetBank, which has since done the same thing, but but not as badly.
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