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This one should be easy:

My wife is contemplating not working next year. We both currently max out our Roth IRA's. So while she has no earned income next year, can we (I) still contribute money to her Roth IRA?

Okay, I have another question that might be easy too:

If I was working for a small company that offered no retirement account plans, what options besides my Roth IRA do I have to invest for retirement?

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