No. of Recommendations: 1
Basically if the CD is FDIC insured, you don't need to worry.


I think the ratings may come into play for people who are contempolating going over the FDIC limit to get a good rate. Or maybe it just gives something to do instead of twiddling thumbs.

Heh. Yeah, it's a little disconcerting to think about opening a CD with "First Transylvanian Bank of Omaha" or "First Generic Internet Bank". Was half expecting the the responses to start with "hey, dumb***"

Thanks for the replies!
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