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being in the market today was more rewarding to me than had I sold all of my equities on Thursday, Friday or MondayThat's certainly true and it's a good point. If the LT investor hasn't cashed out earlier in the bear market, it's not necessarily a good idea to do so near the end -- assuming one can have any confidence one is near the end.I have recently been encouraging my LT friends to cash out. Perhaps I have done them a disservice.-- Scott
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