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Anybody use a debt consolidation program and was 100% happy? Please let me know. Anybody know of any good programs?

Email me at rissa919@hotmail.com
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I too am interested in everyones input in regard to debt management programs. I am interested in genus.org. Input about genus wanted. (I don't care for CCCS...my .02)Thanks!

Goldie

p.s.
I really enjoyed the post holiday poem! So true it is! :>)
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