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Hi Everyone,

No doubt, you'ved received offers for re-consolidating student loans. I consolidated my Subsidized and Unsubsidized Direct Loans in 2003. I would now like to take advantage of one of these offers to reconsolidate and increase my interest reductions. Currently I get the .25% off for electronic payments off of my fixed rate from Direct Loans Servicer. Do I have better options?

Reviewing previous posts, I am going to look into the Utah Higher Education Access Authority (UHEAA).

However, I have also been contacted by NextStudent, ACFS, and Student Loans Xpress to get up to 1.0-1.5% reductions.

Do you recommend any of these services? Am I better off sticking with the uh, hem, reliability of the government program? Does that even matter?

I appreciate your input!

Thanks!

-Hozer02
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