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Forgive me if this is a trival question...

I have been reading a book called "Smart Questions" from the Bloomberg bookshelf. Question #12 in the book
deals with the Roth IRA, and I read something that struck me as strange.

It reads...

You can withdraw the amounts you've contributed to a Roth IRA at any time, regardless of your age, without paying any penalty or taxes on the money.

This says (I think) that I can touch my contributions but not my gains, but I didn't think I could touch my contributions either.

Is this true? I can withdraw my contributions at any time?

If I contribute 2K for 10 years, then I can withdraw up to 20K from my Roth IRA in 10 years without penalties?

Thanks for the answers. (Sorry if it's a dumb question).

the hendrys

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